What's New?

Now to meet the financial credit requirements of your customers, forget Banks!

P2P lending or Peer-to-Peer lending lets you directly borrow or lend your money from / to people who match your requirements.

What are the benefits of P2P lending?
India has quite warmed up to the idea of P2P lending and it is a RBI approved / regulated model, Some of its leading benefits are:

To the lenders:
Instead of keeping their money in savings banks, your customer can now earn more returns. For those customers of yours with higher risk profile, P2P lending offers an opportunity to earn higher returns through more interest.

To the borrowers:
There are cases, when someone has good financial credibility but is still unable to get a loan, due to various reasons. For example, the person may have become self-employed after being terminated from a job or quitting it. Most banks will not prefer to lend to such people, but P2P lending will change this scenario completely and facilitate easy loan to such customer, if he meets the minimum eligibility criteria.

Key Highlights

Lending to High Quality Borrowers viz. Senior Salaried Individuals wanting Small Short Term Loansfor varied needs like Healthcare, Education, etc.

Avg. Loan Exposure of only 1 – 1.5 month’s worth of Borrower’s Salary

Optimal Underwriting Algorithm to approve borrowers based on CIBIL Report, Social Background & Banking Records

Direct Monthly Auto-Debit of EMIs from each borrower

Superior Tech-Enabled Risk Management process for minimising risks and frauds

Secured & Diversified Retail Loan Debt Portfolio

How Does It Work?

Income Illustration

Tenure of Investment Investment Value 50k - 2L Investment Value 2L - 5L Investment Value >5L
Withdraw Anytime 9.00% 10.00% 11.00%
3 Months 9.25% 10.25% 11.25%
6 Months 9.50% 10.50% 11.50%
1 Year 10.00% 11.00% 12.00%


  • RBI Regulated Platform: All P2P platforms are now regulated and governed by the Reserve Bank of India (RBI).To operate a peer to peer platform its mandatory to avail a P2P NBFC license from the Reserve Bank of India.
  • The LiquiLoans process is in complete compliance with all RBI regulations mandated for Peer-to-Peer Lending.
  • Transparency/Flow of funds: All transactions done on the platform will be mandated through an escrow account which will be managed by RBI approved trustee. Being a RBI regulated ring-fenced structure, all deposits accumulated in the PSU bank escrow account will be disbursed to multiple diversified & approved individual borrowers by the PSU trustee. This creates a robust structure safeguarding investor funds thereby providing the lender more confidence and trust.
  • Lenders can deposit their investment in an escrow account while they select suitable loans to lend to.
  • LiquiLoans will not have any control over their deposits and cannot utilize the funds for its own operations. This creates a robust structure safeguarding investor funds thereby providing the lender more confidence and trust.

About Us

Promoter Profile
Co-founded by IIM Calcutta and NMIMS Graduates, who have 15+yr experience in Banks, Financial & Startup businesses (ICICI, IIFL, HSBC, Rentomojo Etc). Have already co-founded Rentomojo in 2015 which is valued at over USD 100Mn.

Backed by Strong Investors

Seed funded by Matrix Partners, a well known VC with investments in marquee companies incl. OlaCabs, Practo, Quikr, Dailyhunt, Treebo Hotels, ItzCash, Cloud Nine and others.

The company also has a strong pool of angel investors with diversified business backgrounds and expertise; guiding & shaping the growth of Liquiloans.

Reach Us


5C/5D, 1 st floor, The Centrium, Phoenix Marketcity, Kurla West, Mumbai-400070, Maharashtra, India




Yes, I Am Interested!