Home Loan

Home Loan Starting From 8.00%

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Major benefits & Key features of Home Loan

  • Know your Home loan eligibility within minutes
  • Tenure for Repayment of your Home loan through emi can be between 20 to 30 years
  • Instant quotes generated for your home loan
  • Get option of 30+ Banks & NBFCs for your desired Home loan
  • Get Attractive interest rates on your Home Loan
  • Get expert advice on Home Loan and On field support


a. Your Home Loan Eligibility will be calculated after deductions of the EMIs that you are paying already. Usually, banks and NBFCs fund around 85 % of loan amount of the total value of the property. Therefore, if you want a home loan to buy a property of Rs. 50 lakhs, the maximum amount you can get is 85% of that ie 42.50 lakhs.
a. A home loan is an amount of money that an individual borrows from a bank or money lending company at a certain rate of interest. The repayment of the loan amount is done through EMIs. The brought property is taken as a security by the bank / lending company against the Home Loan.
a. Under the RBI regulations, the repayment of the housing loan by NRIs can only be made by remittances from abroad through normal banking channels or through NRE account/NRO account or out of rental income derived from the impugned property. The amount must be payable in Indian Rupees only.
a. Most often, a poor credit score may be an important reason for your home loan rejection. Lenders assess your creditworthiness with your credit score. ... Credit score plays a major role in your loan approval. Sometimes, the negative credit score may be due to incorrect information provided by the lender to the bureaus.
  • a. Raise the tenure
  • b. Maintain a good credit score
  • c. Pre-pay running loans
a.EMI Under Construction enables you to make payments through EMIs , in a partly disbursed loan for an under construction project. The loan amount is partly disbursed and EMI is set as per the sanctioned amount. The tenure of the loan keeps moving up with additional amount being disbursed.
a. It usually take 10-15 days but depends upon bank to bank and case to case.
a. You can include your spouse/parents/children/ siblings as a co-applicant for the Home Loan and we shall consider his / her income to enhance your loan eligibility.

a. You need to submit any one document from each of the following categories:

  • a. Age Proof: Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card, School Leaving Certificate.
  • b.Identity Proof: Passport, Driving License, PAN Card, Voter's ID.
  • c.Residence Address Proof: Utility Bill, Bank Statements, Property Registration Documents, Property Tax Receipt, Voter's ID.
  • d.Office Address Proof: Employee ID Card/Appointment Letter/Letter from employer on office letterhead.
  • e.Income Proof for Salaried Individuals: Last three months's salary slip and appointment letter/yearly increment letter and certified true copy of Form 16.
  • f.Income Proof for Self-employed Individuals: Last 2 years of IT returns with supportive documents, Business profile on letter head, Registration certificate for business commencement.
  • i.Income Proof for NRIs: Pay slips of last 6 months along with employment stability documents such as appointment letter/previous employment history.
  • j.Bank Statements for Salaried Individuals: Bank statement for the last 6 months from the salary A/C.
  • k. Bank Statements for Self-employed Individuals: Operative current account statement for 6 months, also, if any, CC/OD facilities taken corresponding bank statements for 6 months to be submitted.
  • l. Bank Statements for NRI Applicants: Overseas salary account for 6 months and Indian NRE/ NRO account statements for 6 months to be provided.
  • m.Credit Report for NRI: NRI applicants have to submit Credit Report of their current country of residence where ever it is applicable as per Tata Capital norms.
  • n.Details of Existing Loan: Existing loan details should be provided through bank statements.
  • o.Processing Fee Cheque: To be issued from the salary account for Salaried customer or the business Account in case of Self Employed customer.
  • p.Only Aadhaar card is an added one for KYC document
a. RupeeBoss is one of the biggest loan distributor of India. The financial institute provides you option of 50+ banks and NBFCs. It also assist you to get the best rate of interest on your home loan.