Loan Against Property

Loan Against Property Starting From 8.50%

Male Female
Single Married Others

Major benefits & Key features of Loan Against Property

  • Loan Against Property at attractive rate of interest
  • Option of more than 30+ banks and NBFC’s.
  • You can bank on Expert advice for Loan Against Property
  • Well-structured loans by Expert Team
  • Avail Maximum loan amount on your property

Loan Against Property Interest Rates

We are a corporate loan distribution company bringing you Loan Against Property from Banks and NBFCs across India. Interest rate starts at as low as 8.95%* p.a. for salaried, professional, self employed and company applicants.

When you take a Loan Against Property, you enjoy attractive interest rates and transparent fees and charges from the financial institues. Our customers can make the most of our offerings at the below interest rates. The interest rates varies on the basis of various parameters, including the bureau score, profile, segments, and approval from competent authorities, among others.

Loan Type: Effective ROI (p.a.)
Fresh LAP 8.50%* to 15.00%*
LAP (Balance Transfer) 8.95%* to 15.00%*

List of Other Fees and Charges

Type of Fee Charges Applicable
Login Fee Rs. 2500 to Rs. 11000 + GST
Processing Fee 0.5% to 2% of the loan amount + GST
Insurance Charges Nil to upto 2% of Loan Amount + GST


The above benchmark rates are subject to change. Rupeeboss will update the current benchmark rates on this website in the event of a change.


a. No, but if you are an account holder of the bank who is providing you loan, is an added advantage.
a. You can get a Loan Against Property up to a maximum of 65%* of the market value of your property. However norms differ as per Banks & NBFCs.
a. You can provide your self-occupied Residential or Commercial property (Shops and Offices) as collateral.
a. A loan against property (LAP) is exactly what the name implies -- a loan given or disbursed against the mortgage of property. Loan against property belongs to the secured loan category where the borrower gives a guarantee by using his property as security
a. If you share property ownership with someone else -- spouse, business partner, relative -- it's unlikely he can take out a mortgage or a home equity loan without your consent. It's not, however, completely impossible. A lot depends on the terms of your ownership agreement, and the type of ownership that you share.
a. No tax exemption: LAP is not eligible for any tax benefits or deductions. However, you can continue to claim the available tax exemptions if you have an existing home loan on the same property against which you have taken a LAP.
a. Loan against property is offered against a property that is already in your name. Home loan or mortgage loan is taken only for the purpose of purchasing a property while loan against property can be taken for any purpose.
a. Yes! Bank provides LAPs for salaried NRI customers.
a. You have the option of selecting a term you are comfortable with, ranging from 5 to 15 years, provided the term does not extend beyond youreaching 65 years of age or retirement age, whichever is earlier.
a. RupeeBoss offers the convenience of online with the assurance of offline. We have 58+ banks & NBFCs options available for your loan. We providethe ease of instant approval for customer’s emergency requirement. The process of Loan Against property is simple & hassle free. We also help our customers to rectify their credit score to make them eligible for all kind of loan. Our experts try their best to get the best deal on Loan Against Property to the borrower.