In today's dynamic age, with technology changing the way we shop, eat, even order groceries, we Indians have been spending like never before. While the rising income levels have enabled us all to experience a better lifestyle compared to our parents, it is worthwhile to note that the cost of living is increasing in a compounding manner.

To understand this better, let's look at the illustration below, that shows the impact of inflation and value of Rs.100,000 over next 20 years.

STEP 1 - CHECK OUT THE IMPACT OF INFLATION ON YOUR WEALTH

STEP 2 - EQUITY VIS-A-VIS OTHER ASSET CLASSES

STEP 3 - EQUITIES ARE LESS RISKY WHEN YOU INVEST WITH A LONG TERM HORIZON

Benefits of Long Term Investing Study based on return distribution of HDFC Equity Fund over 22 years
Date NIFTY 500 Index Rolling Returns in % per annum
1 year 3 years 5 years 10 years 15 years 20 years
1st Jan 1995 974            
Dec-95 647 -34          
Dec-96 627 -3          
Dec-97 667 6 -12        
Dec-98 609 -9 -2        
Dec-99 1292 112 27 6      
Dec-00 908 -30 11 7      
Dec-01 701 -23 5 2      
Dec-02 773 10 -16 3      
Dec-03 1531 98 19 20      
Dec-04 1805 18 37 7 6    
Dec-05 2464 37 47 22 14    
Dec-06 3323 35 29 37 18    
Dec-07 5355 61 44 47 23    
Dec-08 2296 -57 -2 8 14    
Dec-09 4329 89 9 19 13 10  
Dec-10 4941 14 -3 15 18 15  
Dec-11 3603 -27 16 2 18 12  
Dec-12 4743 32 3 -2 20 14  
Dec-13 4915 4 0 16 12 15  
Dec-14 6774 38 23 9 14 12 10
Dec-15 6725 -1 12 6 11 14 12
Dec-16 6983 4 12 14 8 17 13
Note: Past performance may not be sustained in the future. We are not guaranteeing or promising or forecasting any returns. Returns shown are annualised rolling returns for respective time period.

STEP 4 - POWER OF SIP

Systematic Investment Plan or SIP is a clever and hassle-free way of investing money in mutual funds. Let's look at key highlights of SIP :

A SIP is a flexible and easy investment plan. Once you start investing through SIP, your money gets auto-debited from your bank account and invested in a specific mutual fund scheme selected by you. You are allocated a certain number of units based on the ongoing market rate (called NAV or net asset value) for the day.

Light on Wallet - Start with as low as Rs. 500/- pm.

Rupee cost averaging benefit to counter volatility - It brings down the average cost of your Investments.

Tax Benefits - Save income tax up to Rs. 45,000 p.a. under section 80C.

Convenient & Hassle Free - No need to submit post-dated cheques. Auto debit facility is made available pan India.

Regular Account / Transaction Statements - Facility of direct credit of redemption/ dividend proceeds into your bank account.

PLAN YOUR MONTHLY SIP BASED ON YOUR TARGET CORPUS

STEP 5 - SELECT YOUR SCHEME AND GET GOING

AGGRESSIVE PLAN

This plan may suit:

Investors in their prime earning years and willing to take more risk

Investors seeking growth over a long term

MODERATE PLAN

This plan may suit:

Investors seeking income and moderate growth

Investors looking for growth and stability with moderate risk

CONSERVATIVE PLAN

This plan may suit:

Retired and other investors who need to preserve capital and earn regular income

  Growth Schemes
  Balanced Schemes
  Income Schemes
  Money Market Schemes

OUR PARTNERS IN SECURING YOUR FUTURE GOALS

RupeeBoss Financial Services Pvt. Ltd.
CIN: U74140GJ2016PTC086271 | ARN - 133392
Regd. Off.: 5C/5D, 1 st foor, The Centrium, Phoenix Marketcity,
Kurla West, Mumbai-400070, Maharashtra
1800-267-629-6(Toll Free) | www.rupeeboss.com/mf | mfinfo@rupeeboss.com

Get Right Assistance